Just My 30 cents Worth!
This JUST my "30 cents" on the topic; feel free to butt in if u have a differing opinion:
Speaking from experience; I reckon the writer's assessment is correct. (do read the article attached below this rant to get a heads up on the topic of discussion)
It's only 'cos it's written in Malay and he's quite impassioned when writing it, that it comes off as the rantings of an emotional inbred.
The gist of it is, he concludes that our Ministers and National Statistic boards are lying to the rakyat by making currency exchange comparison when talking about oil price hikes. Of course if you factor in that 1RM=7UKPoundSterling, Malaysians WOULD OF COURSE be enjoying the CHEAPEST petrol rates in the world.
The argument that the writer tries to build his case around is that comparisons of petrol price hikes SHOULD be on a like for like basis. ie. look at the economy as a whole, make comparisons based on disposable income available AFTER each price hike, or the basket of goods availble to be purchased with the country's respective income (purchasing power parity / The Economist's Big Mac indicator)
Let's take a SIMPLE example:
When I was studying in UK, I earned 400 pound sterling monthly (roughly RM2800) working 20-hour workshifts every weekend, cleaning dishes at the University cafeteria.(Oh...those WERE the days!*sigh*)
With THAT amount of money, I was ABLE to pump petrol into my (father's) BMW Z3, pay the rent / utilities / cableTVsubscription / broadband, shop for my groceries, plus have extra money on the side for amusements /clothes /books&mags /etc.
Shopping bill for weekly groceries barely scrapes 25 pounds (this includes meats / vege / breakfast cereals / bread / milk / condiment & spices /etc.) Try shopping at Giant / Carrefour / Jusco / Tesco in Malaysia and I doubt u'd get ANYTHING on a budget of RM25.
The point is: The cost of living in UK is dirt cheap.
The guy that bags your groceries at your local neighbourhood
Speaking from experience; I reckon the writer's assessment is correct. (do read the article attached below this rant to get a heads up on the topic of discussion)
It's only 'cos it's written in Malay and he's quite impassioned when writing it, that it comes off as the rantings of an emotional inbred.
The gist of it is, he concludes that our Ministers and National Statistic boards are lying to the rakyat by making currency exchange comparison when talking about oil price hikes. Of course if you factor in that 1RM=7UKPoundSterling, Malaysians WOULD OF COURSE be enjoying the CHEAPEST petrol rates in the world.
The argument that the writer tries to build his case around is that comparisons of petrol price hikes SHOULD be on a like for like basis. ie. look at the economy as a whole, make comparisons based on disposable income available AFTER each price hike, or the basket of goods availble to be purchased with the country's respective income (purchasing power parity / The Economist's Big Mac indicator)
Let's take a SIMPLE example:
When I was studying in UK, I earned 400 pound sterling monthly (roughly RM2800) working 20-hour workshifts every weekend, cleaning dishes at the University cafeteria.(Oh...those WERE the days!*sigh*)
With THAT amount of money, I was ABLE to pump petrol into my (father's) BMW Z3, pay the rent / utilities / cableTVsubscription / broadband, shop for my groceries, plus have extra money on the side for amusements /clothes /books&mags /etc.
Shopping bill for weekly groceries barely scrapes 25 pounds (this includes meats / vege / breakfast cereals / bread / milk / condiment & spices /etc.) Try shopping at Giant / Carrefour / Jusco / Tesco in Malaysia and I doubt u'd get ANYTHING on a budget of RM25.
The point is: The cost of living in UK is dirt cheap.
The guy that bags your groceries at your local neighbourhood
Tesco / Sainsburys / Marks&Sparks gets to save 6 months of his wages, then travel to Malaysia / Thailand on premium and get treated like a KING. A local M'sian Giant / Carrefour / Jusco bag-attendant can save up til day he die, yet he won't be able to afford that month-long trip to Prague or Milan.
---------
Now that I'm working in Malaysia earning RM2500++ (roughly 360 pounds) working 16-hour workdays (oh the pain!), Petrol for my beaten up 20-yr old Mercedes/jalopy Ol' Betsy alone costs RM400 a month.
After you take out insurance, filial piety parental tax, daily makan allowance, etc. etc. I barely have enough money left over for my amusements / clothes / books&mags / etc...let alone enough money to go out *hunting* or to wine and dine chickas every weekend.
My point is: The cost of living in Malaysia is HIGH.
Everything in Msia has *inflated* in the past 20 years in terms of prices EXCEPT our wages/income!
And our appointed parliamentary MPs rather spend their sessions in Parliament discussing IMPORTANT matters such as the shortness of MAS stewardesses skirts and how they are distracting, nude squat videos, sleeping,or other lecherous non-gravity defying issues to the rakyat; instead of talk about THE IMPORTANT STUFF, like inflation, or why public transport in Msia is abysmal, the eroding standard of Msian public education, or the laissez-faire tertiary education system where if u have money, you can buy a degree, etc. etc.
----------
---------
Now that I'm working in Malaysia earning RM2500++ (roughly 360 pounds) working 16-hour workdays (oh the pain!), Petrol for my beaten up 20-yr old Mercedes/jalopy Ol' Betsy alone costs RM400 a month.
After you take out insurance, filial piety parental tax, daily makan allowance, etc. etc. I barely have enough money left over for my amusements / clothes / books&mags / etc...let alone enough money to go out *hunting* or to wine and dine chickas every weekend.
My point is: The cost of living in Malaysia is HIGH.
Everything in Msia has *inflated* in the past 20 years in terms of prices EXCEPT our wages/income!
And our appointed parliamentary MPs rather spend their sessions in Parliament discussing IMPORTANT matters such as the shortness of MAS stewardesses skirts and how they are distracting, nude squat videos, sleeping,or other lecherous non-gravity defying issues to the rakyat; instead of talk about THE IMPORTANT STUFF, like inflation, or why public transport in Msia is abysmal, the eroding standard of Msian public education, or the laissez-faire tertiary education system where if u have money, you can buy a degree, etc. etc.
----------
So what's a wannabe-Playa living in KL earning a shite-income to do when petrol prices go up & electricity tariffs soon too?
Where to find extra disposable income to keep the sayaaannggs happy lah wei??
(Electricity bills going up?? Aiyo there goes my hours spent online surfing for porn then!)
The solution:
Go bi$exu@l and start earning a side income in Jalan Bukit Bintang's multitude of dodgy g@y massat outlets/spas.
"Bannng..marilah Bang... Ahhh Dato' come here, come here...I give massat baik punya!.. Alow Mate..u want saksak?"
"Haaa..Kakkk hari nih I ada special offer utk u... Massat One Free One... Goreng pon Sodap!!! Dikkk...Nak 20 sen tak?"
;-p
Bad-Taste NiK!
---Purveyor of LONG-winded perasan-pseudo intellectual BORING texts & juvenile/male-chauvinistic unfunny-humour!---
Where to find extra disposable income to keep the sayaaannggs happy lah wei??
(Electricity bills going up?? Aiyo there goes my hours spent online surfing for porn then!)
The solution:
Go bi$exu@l and start earning a side income in Jalan Bukit Bintang's multitude of dodgy g@y massat outlets/spas.
"Bannng..marilah Bang... Ahhh Dato' come here, come here...I give massat baik punya!.. Alow Mate..u want saksak?"
"Haaa..Kakkk hari nih I ada special offer utk u... Massat One Free One... Goreng pon Sodap!!! Dikkk...Nak 20 sen tak?"
;-p
Bad-Taste NiK!
---Purveyor of LONG-winded perasan-pseudo intellectual BORING texts & juvenile/male-chauvinistic unfunny-humour!---
-----Original Message-----
Melopenk: Peratus, Nisbah & Kadaran
Seorang bekas pemimpin berceloteh mengenai kenaikan harga minyak yang dia anggap tersangatlah munasabah dan sungguh masuk akal. Antara lain, dia berhujah dengan hujah yang sudah lapuk lagi mual iaitu harga minyak di Malaysia masih lagi terendah jika dibandingkan dengan negara-negara lain.
Dia memberi contoh, di Britain harga minyak lebih kurang dalam RM7 seliter, jauh lebih tinggi, berlipat kali ganda daripada harga di Malaysia.
Dalam ilmu hisab, kita ada diajarkan dengan tajuk PERATUS. Naik sekolah menengah, ada tajuk advance sikit: NISBAH DAN KADARAN. Tajuk-tajuk ini adalah tajuk yang paling asas (basic) dalam ilmu hisab. Kalau tajuk- tajuk ini pun kita tak boleh paham, makna kata, memang kita buta ilmu hisab.
Bila kita kata harga minyak kita jauh lebih rendah dengan Britain, kita mesti tanya balik: Berapa NISBAH perbelanjaan minyak seliter orang
Britain(British) BERBANDING dengan gaji sebulan mereka? Kemudian, kita kira pula nisbah perbelanjaan minyak seliter orang Malaysia pula (berbanding dengan gaji sebulan). Kemudian, baru kita boleh buat satu perbandingan yang adil dan tidak berat sebelah (fair comparison).
Ambil contoh kelas menengah di Britain dan di Malaysia. Gaji eksekutif muda di Britain lebih kurang dalam £2,000 sebulan. Gaji eksekutif muda di Malaysia pun lebih kurang dalam RM2,000 sebulan. Eksekutif di Britain hanya membayar sebanyak 81 pence (£0.81) seliter. Eksekutif di Malaysia pula kena bayar RM1.48 seliter. Sekarang, tolong kira berapa NISBAH harga minyak seliter dengan gaji sebulan bagi kedua-dua negara? Siapa yang lebih rendah dan siapa pulak yang lebih tinggi?
Itu baru cerita pasal minyak. Belum cerita pasal harga barang makanan lagi.Eksekutif di Britain boleh beli barang-barang dapur dengan harga yang amat murah. Barang-barang makan seperti bijirin sarapan pagi masih boleh dibeli pada harga di bawah £1. Coklat Snickers boleh dibeli pada harga 30 pence satu. Bak kata orang, kalau bawa £50 pergi membeli-belah, jawabnya 2-3 troli kena pakai bawa barang keluar.
Banding pula dengan eksekutif di Malaysia. Boleh beli barang makan di bawah harga RM1? Boleh jumpa Snickers pada harga 30 sen? Berapa banyak barang boleh dapat kalau bawa M50??? Dengar cerita, sardin cap ayam pun dah dekat RM5 setin,mampus tak makanlah kalau orang takde duit!
Memang tak hairan kalau eksekutif muda Britain boleh pakai BMW second-hand, boleh beli tunai (cash) lepas kerja 6 bulan.Eksekutif di Malaysia?? Kancil cabuk pun kena berhutang sampai 7 tahun. Nak beli BMW second-hand?? Kirim salam.......
Jadi, bila campur-campur semua ni, kita boleh dapat NISBAH besar PERBELANJAAN BERBANDING dengan PENDAPATAN. Perbandingan nisbah adalah perbandingan yang lebih munasabah, adil dan masuk akal. Kalau membanding dengan kos yang ditukarkan ke mata wang Malaysia, memang jelas dan terang seolah-olah harga di Malaysia adalah yang terendah dalam dunia, tapi jangan kita lupa pula gaji bulanan kita pun terendah juga! Jangan ambil sekerat-sekerat, jangan highlight satu aspek sahaja, tapi aspek lain cuba disorok-sorokkan.
Kadang-kadang, bila jabatan-jabatan kerajaan dan media-media keluarkan statistik, nampak macam tak pernah pergi sekolah punya orang. Nak kata tak pergi sekolah, tapi di belakangnya bergulung-gulung ijazah dan PhD sana sini, kononnya akulah yang terhebat dalam dunia. Tapi, apa yang diwar-warkan lebih rendah dari taraf hampas kelapa sebab hampas kelapa masih lagi boleh diberi makan kepada ayam.
dari kawan aku, kepada mung...
Anuar Yusri Mohd Yusoff
Banking Supervision 1
Bank Negara Malaysia
ext 8918
harga minyak sepanjang zaman.. (dalam masa 16 tahun - sejak 1990)
sebelum 90 - RM 0.89
tahun 1990 - RM 1.10 ( kenaikan RM 0.21)
01/10/2000 - RM 1.20 ( kenaikan RM 0.10)
20/10/2001 - RM 1.30 ( kenaikan RM 0.10)
01/05/2002 - RM 1.32 ( kenaikan RM 0.02)
31/10/2002 - RM 1.33 ( kenaikan RM 0.01)
01/03/2003 - RM 1.35 ( kenaikan RM 0.02 )
01/05/2004 - RM 1.37 ( kenaikan RM 0.02)
01/10/2004 - RM 1.42 ( kenaikan RM 0.05)
05/05/2005 - RM 1.52 ( kenaikan RM 0.10)
31/07/2005 - RM 1.62 ( kenaikan RM 0.10)
28/02/2006 - RM 1.92 ( kenaikan RM 0.30)
Nota : (ayat2 standard) :Alasan Kerajaan
1. Kenaikan minyak masih rendah berbanding mana2 pun negara ASEAN.
2. Kerajaan akan pastikan kenaikan tidak membebankan
3. Kerajaan tidak mampu lagi menampung subsidi.
4. Kerajaan memberi jaminan harga runcit petroleum tidak akan dinaikkan lagi pada TAHUN INI.
Melopenk: Peratus, Nisbah & Kadaran
Seorang bekas pemimpin berceloteh mengenai kenaikan harga minyak yang dia anggap tersangatlah munasabah dan sungguh masuk akal. Antara lain, dia berhujah dengan hujah yang sudah lapuk lagi mual iaitu harga minyak di Malaysia masih lagi terendah jika dibandingkan dengan negara-negara lain.
Dia memberi contoh, di Britain harga minyak lebih kurang dalam RM7 seliter, jauh lebih tinggi, berlipat kali ganda daripada harga di Malaysia.
Dalam ilmu hisab, kita ada diajarkan dengan tajuk PERATUS. Naik sekolah menengah, ada tajuk advance sikit: NISBAH DAN KADARAN. Tajuk-tajuk ini adalah tajuk yang paling asas (basic) dalam ilmu hisab. Kalau tajuk- tajuk ini pun kita tak boleh paham, makna kata, memang kita buta ilmu hisab.
Bila kita kata harga minyak kita jauh lebih rendah dengan Britain, kita mesti tanya balik: Berapa NISBAH perbelanjaan minyak seliter orang
Britain(British) BERBANDING dengan gaji sebulan mereka? Kemudian, kita kira pula nisbah perbelanjaan minyak seliter orang Malaysia pula (berbanding dengan gaji sebulan). Kemudian, baru kita boleh buat satu perbandingan yang adil dan tidak berat sebelah (fair comparison).
Ambil contoh kelas menengah di Britain dan di Malaysia. Gaji eksekutif muda di Britain lebih kurang dalam £2,000 sebulan. Gaji eksekutif muda di Malaysia pun lebih kurang dalam RM2,000 sebulan. Eksekutif di Britain hanya membayar sebanyak 81 pence (£0.81) seliter. Eksekutif di Malaysia pula kena bayar RM1.48 seliter. Sekarang, tolong kira berapa NISBAH harga minyak seliter dengan gaji sebulan bagi kedua-dua negara? Siapa yang lebih rendah dan siapa pulak yang lebih tinggi?
Itu baru cerita pasal minyak. Belum cerita pasal harga barang makanan lagi.Eksekutif di Britain boleh beli barang-barang dapur dengan harga yang amat murah. Barang-barang makan seperti bijirin sarapan pagi masih boleh dibeli pada harga di bawah £1. Coklat Snickers boleh dibeli pada harga 30 pence satu. Bak kata orang, kalau bawa £50 pergi membeli-belah, jawabnya 2-3 troli kena pakai bawa barang keluar.
Banding pula dengan eksekutif di Malaysia. Boleh beli barang makan di bawah harga RM1? Boleh jumpa Snickers pada harga 30 sen? Berapa banyak barang boleh dapat kalau bawa M50??? Dengar cerita, sardin cap ayam pun dah dekat RM5 setin,mampus tak makanlah kalau orang takde duit!
Memang tak hairan kalau eksekutif muda Britain boleh pakai BMW second-hand, boleh beli tunai (cash) lepas kerja 6 bulan.Eksekutif di Malaysia?? Kancil cabuk pun kena berhutang sampai 7 tahun. Nak beli BMW second-hand?? Kirim salam.......
Jadi, bila campur-campur semua ni, kita boleh dapat NISBAH besar PERBELANJAAN BERBANDING dengan PENDAPATAN. Perbandingan nisbah adalah perbandingan yang lebih munasabah, adil dan masuk akal. Kalau membanding dengan kos yang ditukarkan ke mata wang Malaysia, memang jelas dan terang seolah-olah harga di Malaysia adalah yang terendah dalam dunia, tapi jangan kita lupa pula gaji bulanan kita pun terendah juga! Jangan ambil sekerat-sekerat, jangan highlight satu aspek sahaja, tapi aspek lain cuba disorok-sorokkan.
Kadang-kadang, bila jabatan-jabatan kerajaan dan media-media keluarkan statistik, nampak macam tak pernah pergi sekolah punya orang. Nak kata tak pergi sekolah, tapi di belakangnya bergulung-gulung ijazah dan PhD sana sini, kononnya akulah yang terhebat dalam dunia. Tapi, apa yang diwar-warkan lebih rendah dari taraf hampas kelapa sebab hampas kelapa masih lagi boleh diberi makan kepada ayam.
dari kawan aku, kepada mung...
Anuar Yusri Mohd Yusoff
Banking Supervision 1
Bank Negara Malaysia
ext 8918
harga minyak sepanjang zaman.. (dalam masa 16 tahun - sejak 1990)
sebelum 90 - RM 0.89
tahun 1990 - RM 1.10 ( kenaikan RM 0.21)
01/10/2000 - RM 1.20 ( kenaikan RM 0.10)
20/10/2001 - RM 1.30 ( kenaikan RM 0.10)
01/05/2002 - RM 1.32 ( kenaikan RM 0.02)
31/10/2002 - RM 1.33 ( kenaikan RM 0.01)
01/03/2003 - RM 1.35 ( kenaikan RM 0.02 )
01/05/2004 - RM 1.37 ( kenaikan RM 0.02)
01/10/2004 - RM 1.42 ( kenaikan RM 0.05)
05/05/2005 - RM 1.52 ( kenaikan RM 0.10)
31/07/2005 - RM 1.62 ( kenaikan RM 0.10)
28/02/2006 - RM 1.92 ( kenaikan RM 0.30)
Nota : (ayat2 standard) :Alasan Kerajaan
1. Kenaikan minyak masih rendah berbanding mana2 pun negara ASEAN.
2. Kerajaan akan pastikan kenaikan tidak membebankan
3. Kerajaan tidak mampu lagi menampung subsidi.
4. Kerajaan memberi jaminan harga runcit petroleum tidak akan dinaikkan lagi pada TAHUN INI.
posted by NiK! at
8:42 AM
